People paying for their own medical procedures, at a fixed price. What a concept.
When I had my hernia repair a couple months ago, I actually shopped around, not just for doctors, but for surgery facilities and anesthesiologist. They all coordinated after I made my choices, but I made the decision who would do it and where, and I saved a lot of money over what an insurance company would have paid. The fundamental problem with health care in this country is the complete market disconnect created by employer-provided plans.