Category Archives: Business

Cross The River

burn the bridge:

We were told we had to do it because of the however many millions of uninsured, yet this bill will leave some 25 million Americans uninsured. On the other hand, millions of young fit healthy Americans in their first jobs who currently take the entirely reasonable view that they do not require health insurance at this stage in their lives will be forced to pay for coverage they neither want nor need. On the other other hand, those Americans who’ve done the boring responsible grown-up thing and have health plans Harry Reid determines to be excessively “generous” will be subject to punitive taxes up to 40 percent. On the other other other hand, if you’re the member of a union which enjoys privileged relations with Commissar Reid you’ll be exempt from that 40 percent shakedown. On the other other other other hand, if you’re already enjoying government health care, well, you’re 83 years old and, let’s face it, it’s hardly worth us giving you that surgery for the minimal contribution you make to society, so in the cause of extending government health care to millions of people who don’t currently get it we’re going to ration it for those currently entitled to it.

Looking at the millions of Americans it leaves uninsured, and the millions it leaves with worse treatment and reduced access, and the millions it makes pay significantly more for their current health care, one can only marvel at Harry Reid’s genius: government health care turns out to be all government and no health care. Adding up the zillions of new taxes and bureaucracies and regulations it imposes on the citizenry, one might almost think that was the only point of the exercise.

Uncharacteristically, I think that Mark Steyn is too optimistic.

Hope! And Not Change!

Really.

Has Obama given up on ObamaCare?

If so, the anger at the political incompetence of the White House on the Hill among the Dems will go incandescent.

Plus, a bonus. A compendium of presidential (and presidential candidate) liesbroken promises, about health care. And it doesn’t even include my favorite: “If you like your current insurance, you’ll be able to keep it.” Well, I’m currently self insured. I’m not going to be allowed to keep it. Unless this monstrosity craters, and note the title of the post.

Give Me Liberty

…or give me ObamaCare:

Obamacare would require Americans to buy government-approved health insurance. It would make it illegal to offer choices in insurance plans beyond the handful of very similar ones that the government would allow. It would become illegal to offer new and innovative plans. Under any of the government-approved plans, it would become illegal to pay your doctor directly for more than a certain percentage of your care. Higher deductible, consumer-driven plans would be severely altered or eliminated. By law, a greater percentage of money would have to be paid in insurance premiums, rather than directly for care. Competition and choice would diminish tremendously. One-size-fits-all conformity would rule the day.

At its core, what Obamacare really means is a loss of freedom.

Apparently, human liberty is an antiquated concept.

Punishing Us For Our Sins

High AGW Priest Tom Friedman thinks that we deserve to be hit by a massive storm:

Absent such a storm that literally parts the Red Sea again and drives home to all the doubters that catastrophic climate change is a clear and present danger, the domestic pressures in every country to avoid legally binding and verifiable carbon reductions will remain very powerful.

That will be our come-to-Gaia moment.

[Update a few minutes later]

Is global warming a dead issue?

It may well be. We’re now too broke to be able to afford such an ostentatious, gaudy and pointless religion.

[Update a few minutes later]

I kind of buried the lede in the link above — it cites a paper claiming that global temperature is more influenced by CFCs and cosmic rays than CO2. It’s peer reviewed, too.

If the biggest problems are cosmic rays and solar radiation, it’s hard to see how the power-hungry bureaucrats are going to leverage that into taking over the global economy.

The Tyranny Of Ambiguity

How ObamaCare will result in limitless and arbitrary intrusions into our lives:

Does a law or a bill constrain the power of officials — both elected and appointed — by the principles of the law? Or does it empower the officials to define the meaning of the law as they wish, to apply it in an open-ended manner, and to write regulations in order to expand their power?

…we will not be free to escape either the regulations which a faceless bureaucracy will write in order to enforce its edicts, or the decisions made by such bureaucrats over our lives.

If you are an employer, you will not escape punishment if a bureaucrat decides that your health plan is not “acceptable” and that you must be fined for your failure to meet his decision. If you are an individual who does not want to purchase full-coverage health insurance, but would rather buy catastrophic insurance that covers hospitalization only, your decision will not be “acceptable” and you may face a government audit and a new tax.

Do you have a serious disease? Does your doctor wish to readmit you to the hospital? A bureaucrat will decide whether or not you get treatment, based on a statistical analysis of the number of such readmissions by the bureaucrats: “excess readmissions shall not include readmissions for an applicable condition for which there are fewer than a minimum number (as determined by the secretary) of discharges for such applicable condition for the applicable period and such hospital” (Sec. 1151).

The scope of power here extends to the very definitions of terms within the law. This leaves the meaning of the law fluid and subject to the will of the bureaucrats.

Just the way they want it.

The New Utilities

Trust busting, or cartel building?

if you think monopoly bargaining is the problem in health care, our cost problem is going to get worse, not better. Think of the one area where we see the most customer complaints: quasi-public utilities like the cable and phone companies. They also have a rather ponderous rate of innovation, and no particular interest in controlling their costs. That’s not an accident; it’s a feature of a regulatory structure that starts from provider costs and works up to what extra percentage they will be allowed to charge essentially captive consumers.

The notion that we need the government to “compete” with insurance companies is economically insane. As I’ve said before, if they need competition, let them compete with each other. That they don’t is a result of flawed government policy, which the lunacy that is passing the Congress will only make much worse.

As a commenter there notes, this bill will essentially ban true private insurance. If this becomes law, expect to see an underground economy and black market in health care.

The Politicization

…of peer review:

What these and other episodes reveal was that there was a concerted effort to stage-manage the appearance of an ironclad consensus at the expense of the scientific process. Rather than make an open and honest argument that, despite persistent uncertainties, there is substantial theoretical and empirical evidence to support the hypothesis that human activity is contributing to a gradual warming of the atmosphere, they focused on squelching dissenting scientific views, corrupting science in the process.

Unfortunately, as a commenter there notes, there isn’t anything really new about this. Kuhn understood it over half a century ago. This episode simply provided an ugly window into it, and in a case where the science is deeply consequential. It doesn’t “prove” that the earth is not anthropogenically warming (and people who think that science “proves” things in general simply demonstrate their lack of understanding of science). What it does show is that the people who have been telling us that it does are not to be trusted, and that a thorough, and transparent, review of the evidence is in order before we base major policy on their preferences.

[Update a few minutes later]

Another good point in comments, and you should really read all the comments over there. It is in response to the comment that we shouldn’t throw out all of the good science and scientists based on these bad apples:

100% of the scientists with like conclusions who have had their emails and code exposed to the world seem to have engaged in bad behaviour. Furthermore, very few of the scientists with like conclusions condemned the bad behaviour, instead beginning by defending it. Given these facts, I think we should say that we don’t know whether other scientist with like conclusions have engaged in bad behaviour, rather than just assuming that they haven’t.

Also:

…it is critical to examine the influence the bad apples have had over everything subsequent. To do that you first need to realize that although there are reams of studies on AGW indeed, they are almost all based off a shocking small group of data. Historic temperature wise, there are 3 major datasets in the world, and (apparently now that CRU has lost theirs) one repository for raw data. These datasets are references in a staggering amount of research, and their creators and care takers are the exact people in question here. Doug [sic] Jones being the godfather. The Wegman report warmed of how a small group of climate scientists from a small number of institutes were working too closely together to hope for any independent analysis. That has proved entirely true.

Slightly OT, but that first comment reminds me of the national, even global exchange we’ve had over the past eight years:

Defense: Not all Muslims are terrorists.

Retort: Yes, but to first order, at least lately, all terrorists have been Muslim.

Sadly for those scientists with integrity working in this field (and we don’t know how many there are — perhaps most of those with integrity have been chased out by now), this scandal has tainted them all, even if the media continues to misreport or ignore it.