Risk-Based Student Loans

An idea whose time should come. But it will be fought tooth and nail by the academic-industrial complex, to protect their phony baloney jobs.

[Update a couple minutes later]

If you’re “investing” in college, think like an investor. Unfortunately, one of the many things that kids aren’t learning in public schools is how to do that.

[Update a few minutes later]

What comes after the bubble pops?

2 thoughts on “Risk-Based Student Loans”

  1. Good step. I also believe in patronage payment. The ROTC and athletic scholarship programs have pretty good returns. In the case of Athletic scholarships deliver returns to the university, nullifying costs, and the ROTC offsets the cost by contracting with the student to deliver a good to the individual, US Miitary, over a fixed period of time.

    The two most successful funding programs are the two that are mostly based on self interest.

  2. Many years ago, I attended a series of lectures by Andrew Galambos. One idea he championed was the equivalent of venture capital investment in promising young minds. Pay their way through school and get a share of the revenue their intellectual property generated. A far better way perhaps to pay for college.

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