The ObamaCare Train Wreck

Thoughts from Richard Epstein.

Even its supporters are having trouble excusing it. Read this from Ezra Klein.

Hey, it’s not like this wasn’t perfectly predictable, and predicted.

[Update a while later]

Was the site crash caused by rate shock?

[Update a few minutes later]

Wow, even the New York Times is becoming racist:

“These are not glitches,” said an insurance executive who has participated in many conference calls on the federal exchange. Like many people interviewed for this article, the executive spoke on the condition of anonymity, saying he did not wish to alienate the federal officials with whom he works. “The extent of the problems is pretty enormous. At the end of our calls, people say, ‘It’s awful, just awful.’ ”

Interviews with two dozen contractors, current and former government officials, insurance executives and consumer advocates, as well as an examination of confidential administration documents, point to a series of missteps — financial, technical and managerial — that led to the troubles.

It’s almost like these people think politics is more important than actually competently running the government.

Laughing At Candy Crowley

More people should laugh at the partisan clowns at CNN:

PAUL: (Laughs) No. I’ve always been a Republican, and I’m one of those people who actually is a real lover of the history of the Republican Party from the days of abolition to the days of civil rights. The Republican Party has a really rich history. In our state, I’m really proud of the fact that the ones who overturned Jim Crow in Kentucky were Republicans fighting against an entirely unified Democratic Party, so I am proud to be Republican. I can’t imagine being anything else.

What an idiot she is. Why would he want to become a member of the true racist party?

The Perverse Incentives Of ObamaCare

Yes, by all means, you should earn less money:

This, right here, is the toxic essence of the welfare state. It’s already been proven over and over that for the lower classes, welfare incentivizes permanent dependence: Since one gets more money receiving a raft of federal entitlements than one would get earning a salary at a low-level job, it’s a rational economic decision to remain unemployed, on purpose. Which millions of Americans do, generation after generation, creating a permanent underclass that only consumes the common treasury without ever contributing anything to it.

What Obamacare does, as demonstrated by this eye-opening article, is bring the same economic disincentive to the middle class: It is now a rational economic decision for the average American to earn less money. And to earn less you must work less, and when you work less, you contribute less to the common good.

With people intentionally contributing less to the common good, there will be less federal money available to finance the subsidies (which are fiscally unaffordable even without this problem), leading to an unavoidable downward economic spiral for the entire nation.

That’s OK. Remember, the president told us that, at some point, you’ve earned enough money. He’s just lowering that point.

The Expensive ObamaCare Web Site

There is no good excuse for it:

From the evidence, it’s clear that the Obamacare exchange servers saw errors of all different kinds. They weren’t prepared for the load, even though this was never very heavy. California reported about 600,000 unique visitors, and Colorado reported about 55,000 unique visitors.

There were screen captures of database errors, not because the data was bad, but because the structure that holds the data was misdesigned.

There were 404 errors, which are totally design errors, meaning that the web sever was trying to get to a page that didn’t exist. (This led to the best hashtag of the day, #404care.)

There were non-descript server errors like the one I got from the California server.

There were user-interface errors. At about 10:00 AM, Colorado suspended new accounts on its site (it’s one of the ones using its own site, not the main exchange site), and didn’t get around to allowing new accounts again until 3:00 PM. At that point, the “New Account” button sent you to the login page for existing accounts. If you chose to enter your childhood phone number for a secret question, it wouldn’t take it, no matter what format (certainly not the format it used when asking for your current phone number).

This is why I say it was clear that this wasn’t just one of those things. The volume of inquiries wasn’t high by large-system standards, and the rest of the errors were in the control of the programmers.

These were design and execution errors, pure and simple. They were all catchable, with proper beta and load testing.

Yup.

Biting Commentary about Infinity…and Beyond!